Issue 1A new podium every week

GOAT of the MOAT is our weekly trophy for the apps we expect to still be standing in a few years. Code keeps getting cheaper, so we judge what's left when it's free: eight moats, from who trusts you to what's hard to keep running.

The GOAT of the MOAT goat in a blue track jacket, standing on a little castle tower ringed by a moat, raising a gold trophy

This week's podium

Issue 1 ·

  1. 1stThe Golden Horn

    Stripe

    For moving the money, not just the numbers about it.

    UltraGiant
    • Allowed to act
    • Every customer makes it smarter
    • Someone official said yes

    It moves the money itself, under the licences that takes, and its fraud screening learns from every payment on its network.

    Builds with AI
    Tools for AI agents to take payments
    Works with Runner
    Runner reads your monthly revenue from your own Stripe account.
    Visit stripe.com
  2. 2ndThe Hoof Cup

    Gusto

    For the accountants who bring the business in.

    MarathonCategory leader
    • Buyers know and trust you
    • They don't check your work

    Accountants run their clients' payroll from a workspace Gusto gives them for free, so the people small businesses trust most bring the business in. And payroll is the work owners stop checking.

    Builds with AI
    An accountant's AI can work across every client at once
    Visit gusto.com
  3. 3rdThe Summit

    Avalara

    For keeping up with every tax rule so nobody else has to.

    MarathonCategory leader
    • Hard to keep running
    • They don't check your work
    • Someone official said yes

    It keeps sales tax rules current across thousands of places and files the returns, with the state certifications a newcomer has to earn first. The rules never stop changing, and keeping up is the moat.

    Builds with AI
    Agents that decide by rule, the same answer every time
    Visit avalara.com

Eight moats that hold when code is cheap

A feature can be copied over a weekend. These take years to build, and one or two put an app in good shape.

Tap a moat to see who holds it.

The whole field

Every app on this week's list, by the distance it runs. A 5K and an ultra are the same race at different lengths.

24 apps shown, page 1 of 2

5KSolo and indie

  • Bento

    5K · Solo and indie

    • Hard to run
    • Acts

    It sends a business's campaigns, automations and receipts, and a person reviews every account before it sends, so the sending reputation its customers share stays healthy.

    Builds with AI
    A hosted MCP server, and AI that drafts automations
    Visit bentonow.com
  • Keygen

    5K · Solo and indie

    • The record

    It issues the licence keys, device activations and entitlements a developer's software checks against, so it holds the record of who owns what.

    Visit keygen.sh

10KSmall team

  • Churnkey

    10K · Small team

    • Acts
    • Gets smarter

    It steps into the cancel flow and the failed payment and keeps the customer, and every save it runs grades the plays it hands the next business.

    Builds with AI
    Its whole playbook, open to AI agents
    Visit churnkey.co
  • Moonlit

    10K · Small team

    • Hard to run
    • Gets smarter

    Laws, regulations and court decisions in a linked legal library kept current as the law changes, and enriched by expert review and validated contributions from its users.

    Builds with AI
    A data API and an MCP server for AI assistants
    Visit moonlit.ai
  • Handwrytten

    10K · Small team

    • Hard to run
    • Acts

    Robots holding real pens write the cards, then Handwrytten stamps and mails them, so a thank-you note can go out from a CRM or a chat.

    Builds with AI
    An MCP connector for Claude
    Visit handwrytten.com
  • DataForSEO

    10K · Small team

    • Hard to run
    • Trusted

    Live search results, keyword data and backlinks served through an API, and a whole trade of SEO tools and agencies builds its products on it.

    Builds with AI
    Its own MCP server for AI agents
    Works with Runner
    Runner reads the top ten for any keyword with your own DataForSEO key.
    Visit dataforseo.com
  • Ghost

    10K · Small team

    • Acts
    • Trusted

    It publishes a writer's posts to the web and delivers them as an email newsletter, paid subscriptions built in, and independent designers and developers build Ghost sites for a living.

    Visit ghost.org
  • Polar

    10K · Small team

    • Acts
    • Hard to run

    It sells your software as the merchant of record, so filing and paying the sales tax becomes its job, and its meters bill tokens and agent runs straight onto the invoice.

    Builds with AI
    A hosted MCP server, and usage billing built for AI products
    Visit polar.sh
  • Quaderno

    10K · Small team

    • Hard to run
    • Acts

    It works out sales tax, VAT and GST at checkout, issues the invoices and receipts, and files the returns, with a team following rule changes in every market it covers.

    Visit quaderno.io

HalfScale-up

  • Attio

    Half · Scale-up

    • The record

    A team's relationships, emails and deals live in it, which makes it the record everything else reads from.

    Builds with AI
    A CRM built around AI from the first screen
    Works with Runner
    Runner reads your Attio contacts.
    Visit attio.com
  • Apify

    Half · Scale-up

    • Everyone's in
    • Hard to run

    A store of ready-made web tools built by independent developers, who are paid each time someone runs theirs. Apify keeps the proxies and anti-blocking working, so builders keep publishing and buyers keep coming back.

    Builds with AI
    A hosted MCP server for AI agents
    Works with Runner
    Runner runs account research on an Apify account you connect.
    Visit apify.com
  • Close

    Half · Scale-up

    • The record
    • Acts

    Calling, email and texting live inside the CRM, so a sales team's conversations sit beside the leads they belong to.

    Builds with AI
    AI agents that draft follow-ups and keep lead fields current
    Works with Runner
    Runner reads your Close contacts.
    Visit close.com

Score your own app

Eight questions, one tap each. Nothing you tap leaves this page.

  1. Buyers know and trust you

    Has someone built a business or a career on recommending you?

  2. System of record

    Would leaving mean rebuilding something that only lives in your app?

  3. Allowed to act

    Does your app do the work, not just advise on it?

  4. They don't check your work

    Do customers trust what it produces without checking it?

  5. Someone official said yes

    Do you hold an approval a rival would have to wait for?

  6. Everyone's already in

    Would a rival have to move everyone at once to win one account?

  7. Every customer makes it smarter

    Does one customer's result make it better for all the others?

  8. Hard to keep running

    Do you keep something running that nobody wants to run themselves?

Your goat

0 / 8 moats

Answer a few and your goat shows up here.

Nominate an app for a GOAT

Yours, or one you'd bet on. Every nomination goes to the people picking the next podium.

The goat dropping an envelope into a coral ballot box with gold horns on its lid
Is it your app?
What distance does it run?
Which moats does it hold?

So we can write back.

How we judge

  • The Runner team picks the podium from what each company has shipped and published, against the eight moats.
  • A trophy is our bet on what lasts. No company asked for or paid for its trophy.
  • App names and icons belong to their owners, shown here to say which app we mean.

Building something with a moat?

Runner is an AI growth team built from your code or your POS sales. It does the growth work while you dig.

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